Pure advice

A pure, non conflicted and non bias fee for service financial advice business. We do not accept commissions from product providers and we ensure that our advice is always in your best interests.

Public sector (CSC) super experts

James is an expert in Commonwealth super  schemes and is able to provide detailed yet easy to understand coaching and advice on PSS, CSS, MSBS and DFRDB.

Experienced and licenced

James is a highly experienced, Master of financial planning qualified and licenced financial adviser. He has spent decades assisting clients in all facets of financial advice and retirement planning.

Transparent

My clients trust me with their most important financial decisions because they know I will always act in their best interests. All fees, risks and options will be provided in relation to the advice sought in a clear and easy to understand way (no jargon!)

Relationship focused

Be it a once off coaching session to answer some specific questions or formal ongoing advice agreement. James is always there when you need him.
Accreditations and Awards
  • Defined benefit schemes (CSS, PSS, DFRDB, MSBS)
  • Award winning financial adviser who has worked for some of Australia's most recognised financial institutions including as a senior financial adviser for the Commonwealth Superannuation Corporation (CSC)
  • FASEA standard educated & approved
  • Awarded - BT / Westpac Virtual Advice, Senior Financial Adviser of the Year 2016/17
  • Awarded - BT / Westpac BT Blue highest achievement award (10,000 eligible employees, 800 nominations)
Clear and trusted financial advice Fee for service – Non conflicted advice
What our happy clients have to say

Testimonials

James’ advice was easy to understand, I felt empowered by the knowledge I took away. Thank you James.
JaneCanberra
James was patient, professional and very easy to understand when providing much needed retirement advice to us. He took the time to truly understand our needs and his advice was clear, easy to understand and free of jargon!
Mark and GabbyCanberra
It has always been difficult to find an expert in our defined benefit scheme who could provide easy to understand guidance and advice. James was excellent!
JoelCanberra
James was excellent, explaining the PSS scheme in terms that I could understand. I was recommended by a colleague to make an appointment with James as he has extensive knowledge and the workings of the PSS scheme. He answered all my questions and gave me all the information so I could understand the best approach and decision to make to move into my retirement years. He opened my eyes on how PSS and superannuation works. I highly recommend James. He has a very kind, personable, and professional manner. Thanks James!
FrancescaCanberra
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PS Capital Partners Pty Ltd ABN 34 635 185 303 trading as Retire Advice is a Corporate
Authorised Representative (No. 1278014) and James Smith is an Authorised Representative (No.
1006373) of Guideway Financial Services Pty Ltd ABN 46 156 498 538 AFSL No. 420367.