We can help you develop your own investment and portfolio strategy, helping you decide which underlying products to invest in and how much risk to include in your portfolio.
Each of our clients have different investments needs for their wealth. Some need to generate a consistent and high level of income to meet their living expenses during retirement while ensuring their savings have longevity. Others need to generate a high level of capital growth while having some downside protection during volatile markets. Portfolio management is a complex process that is exclusively aimed at achieving these types of investment needs.
Our approach begins with understanding your investment priorities and what is important to you. Such as the relationship between your risk tolerance and your needs in retirement. This is important because it allows us to understand how much portfolio risk you can tolerate and estimate how much wealth you’ll have when you enter retirement.
Once we understand all your priorities, through a dynamic process we model multiple portfolio scenarios and select the portfolio that best fits your needs. Your priorities may include: strategic asset allocation – tolerance for risk, type of quality investments, fee budget, tax strategies, contribution to overall portfolio risk by an individual security, intelligent diversification (not overdiversification), existing debt, existing investment portfolios, investment time horizon, readily cash needs and income and capital growth.
